What is Multi Asset PMS?
Multi Asset PMS goes beyond equity-debt hybrid by adding gold, REITs, InvITs, international equities, and commodities to the portfolio. With 4–6 uncorrelated asset classes, multi asset PMS offers the highest level of portfolio diversification possible within a single managed account. This is the preferred vehicle for UHNI family offices.
- Maximum Diversification: 4–6 asset classes with low inter-correlation
- Currency Diversification: Global equity allocation adds USD/EUR exposure
- Real Asset Exposure: REITs and InvITs provide inflation-linked real returns
- Gold as Hedge: Gold allocation protects against geopolitical and currency risks
- All-Weather Returns: Some asset class performs well in every market condition
Multi Asset Portfolio Composition
Typical multi asset PMS allocation breakdown:
- Indian Equity (40–60%): Large, mid, small cap stocks for growth engine
- Fixed Income (15–25%): Bonds and NCDs for income and stability
- Gold / Silver (5–10%): Physical gold ETF or sovereign gold bonds
- REITs / InvITs (5–10%): Commercial real estate and infrastructure yield
- International Equity (10–20%): US, Emerging Markets, and global ETFs